Consumer Accounts

We’re proud to offer an array of checking options. Our New Accounts professionals are ready to assist you in selecting the account that best suits your unique financial needs.

Merit Checking

• $100 minimum opening deposit required
• $500 average daily balance to avoid monthly maintenance fee
  • $5 monthly fee waived for students and seniors
• Complimentary Debit Card, Online Banking, e-statements & Bill Pay
• First order of checks free
• Unlimited check writing
• Complimentary Cashier Checks
• All ATM fees refunded

Merit Select Checking

• $100 minimum opening deposit required
• $2,500 average daily balance to avoid monthly maintenance fee
• Earns competitive interest rate
• Complimentary Debit Card, Online Banking, e-statements & Bill Pay
• First order of checks free
• Unlimited check writing
• Complimentary Cashier Checks
• All ATM fees refunded
• Discounted Safe Deposit Box

Merit Savings

• $100 minimum opening deposit required
• $100 average daily balance to avoid monthly maintenance fee
• Earns competitive interest rate

Merit Money Market

• $100 minimum opening deposit required
• $2,500 average daily balance to avoid monthly maintenance fee
• Earns competitive interest rate

Certificates of Deposit

For more information on available CD terms and rates, please contact us.

Compare Personal Accounts